Countdown Interest Bearing Credit Example

Buy now pay later with payments deferred for up to 12 months.

The table below shows you how much the monthly repayments will be based on the total order value.

Representative example:

  • Cash Price: £1,000
  • Deposit (Optional): £100
  • Loan Amount: £900
  • APR representative: 29.8%
  • Interest rate: 29.8% p.a. fixed
  • 48 monthly repayments of £38.78
  • Total term of loan agreement 60 months, with the first payment deferred for 12 months
  • Total Amount Payable £1,961.44
  • Early Settlement Fee: £29
  • No interest is payable on any payments made within the deferral period however will apply from day 1 once the deferral period ends.


Interest Bearing Finance Example

Up to 48 months 19.9% APR representative interest bearing finance.

The table below shows you how much the monthly repayments will be based on the total order value.

Representative example:

  • Cash Price: £700
  • 10% Deposit (Optional): £70
  • Loan Amount: £630
  • APR Representative: 19.9%
  • Interest Rate: 19.9% p.a. fixed
  • 36 Monthly Repayments of £22.87
  • Total term of loan agreement: 36 months
  • Total Amount Payable £893.32

If you require any further information about finance please call our head office in Bude on 01288 352269.  Alternatively, you can contact your local store - full contact details here.

Credit subject to status and affordability. Terms & Conditions Apply. H.B.H. Woolacotts Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.
Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk.